This copyright policy sets out how users are permitted to use our content and also explains the types of use that require the purchase of additional licenses. This policy forms part of our terms and conditions. Be sure to also read our Terms of Service and Privacy Policy.

Thank you for reading this policy, as our ability to invest in high quality education programs depends on our users complying with it. We reserve the right to change our copyright policy from time to time by publishing an updated policy on, which shall become effective and replace any previous policy from the date of publication. This version of the Copyright Policy was published on 1 December 2015.

What is copyright?

Copyright law gives the copyright owner the exclusive right to control the use of copyright-protected works. All of the material published on our website and other digital/wireless platforms is protected by copyright law and shall only be used as set out in the “How may I use content?” section below. Use that is made without our permission may therefore infringe our copyright which can result in personal and corporate liability. Where we state below that something is not allowed or permitted, then to do so is a breach of our terms and conditions, i.e. is a breach of contract, and may also violate copyright law.

How may I use’s free content?

You may view our content for your personal use on any device that is compatible with (this might be your PC, laptop, smartphone, tablet or other mobile device) and store our content on that device for your personal use. You may not republish, redistribute or share our content to any other person or entity.

If I join any of’s paid membership programs (the Reliable Income Academy and community) are their restrictions on my use of the content?

Yes. If you pay for any of’s paid online training programs, including its flagship course “Reliable Income Academy” you are restricted to viewing that content from no more than 3 devices, only two of which can be desktop or tablet devices. We use IP address tracking software that tracks the IP address of every device that accesses all of our paid content and the email address associate with all active accounts. If you breach your limit of three devices in total (a maximum of two of which can be tablet or desktop devices) your account may be temporarily suspended or blocked depending on the outcome of an investigation into the matter. In essence, when you buy access to any of our online programs, that login is for one student and cannot be shared between several people. The fee you pay is to educate one student, not as many as you decide to syndicate or share the content with.

What am I not permitted to do with content?

You cannot do anything other than make use of the content as set out above. By way of example only, this means that you cannot:

  • If you are a registered user or subscriber, share your username and password with anyone else. A password is for one person’s use. Sharing a password means a copy of our content may subsequently be made by someone who is not authorized to do so. Password sharing is a breach of our terms and conditions and is likely to result in an infringement of copyright. We monitor usage to detect password sharing.
  • Copy, publish or redistribute videos, photographs, graphics, tables, PDFs, or images in any way.
  • Create derivative works from our content.
  • Photocopy or scan copies of any content.
  • Remove the copyright or trademark notice from any of our content.
  • Create a database in electronic or structured-manual form by systematically and/or regularly downloading, caching, printing and storing all or any of our content (by spidering or otherwise).
  • Frame, harvest or scrape our content or otherwise access our content for similar purposes.
  • Use or attempt to use our content outside the parameters we set.

The following sections give further guidance on our Copyright Policy. They do not form part of our terms and conditions, but do give explanations and examples of how our terms and conditions, including the Copyright Policy, work in practice.

Why does it matter if I copy content without permission?

Unauthorized copying is a way of avoiding payment for the value you gain by using the content. We make a significant investment in creating all Reliable.Education Content and Reliable Income Content to deliver value to you and to make a return on that investment. If we are unable to protect that investment by licensing our content and collecting revenue, it threatens our ability to continue to create the content and deliver it to our students.

What about “fair dealing” or “fair use”, doesn’t that allow me to copy things for the purpose of reporting news or current events?

Copyright law does allow, to a limited extent, republication for certain limited purposes, including the reporting of news or current events. We recommend that you take independent legal advice on the exact meaning of these terms if you want to rely on them. Unless your use of our content is permitted by this Copyright Policy, we will likely regard it as “unfair” and a breach of our terms and conditions.

What about other exceptions to copyright law?

Different countries’ copyright laws allow other forms of limited reproduction and use of copyright content without a license. Sometimes those rights override any contractual restrictions such as those set out in this policy. You will need to take advice on your local copyright law if you wish to know what exceptions may apply and under what circumstances.

Alternately, if you have a specific use in mind that isn’t permitted by our standard policy, we may still be happy to grant a license which will give you legal certainty without being tied to your country’s local copyright laws.

Is all material published on protected by copyright?

Yes, it is. So is all the content we publish in any e-newsletter, magazine, blog, digital reports, private social media groups, mobile applications etc., and so is all our content published on third-party platforms. Our content is also protected in other ways, such as those provided by database rights.

Does that mean owns all the material?

We own most of it. For any content we do not own ourselves, we obtain the appropriate reuse rights, permissions or licenses. If you believe we are using your content without your consent, please email us support(@) so we can investigate this.

I have some questions about your policy, who should I contact?